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Best thing I ever did
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I am a single mom that was struggling to make it paycheck to paycheck. I honestly thought that I was pretty good at managing my bills, just never had enough money. My finance manager where I bought my new Kia recommended the Smart Payment Plan. Sounded easy enough... I break my monthly payment into smaller payments matched to my paydays. The program worked so well for me and the customer service people were so friendly and helpful that I added ALL of my bills to Smart Payment Plan. They take the total amount I owe on my bills each month, break them and half and automatically debit that amount on each pay day. No more struggling with budgeting, or worrying about logging in to make payments to several different accounts. Every other Friday what's left over is just mine. All I budget now is miscellaneous stuff for the house, groceries, gas for my car and whatever my kids might need. I can't tell you how well the set it and forget it program is and how wonderful it is to not stress about my money anymore. My bills are paid so timely and efficiently now that my credit score has even improved! To top it all off I'm paying my car payment off 8 months sooner and saving money on interest. Excellent program! Wish I would have found this years ago!
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